Your wealth was hard earned, and it deserves advice that answers only to you. Verdence Capital Advisors delivers private wealth management for high-net-worth individuals, families, and business owners who face sophisticated and complex financial decisions. As an independent fiduciary, Verdence has a legal duty to act in your best interest.
Private wealth management coordinates every part of a substantial financial life. That includes investments, taxes, estate plans, cash needs, giving, and preparing the next generation. At Verdence, one team manages those pieces together. As a result, a decision in one area accounts for its effect on the others, and the plan adjusts as your goals change.
At our core, our focus is to help you reach your financial goals now and as those goals evolve. Our advisors work with you and your family in an unbiased, transparent way, so you can manage the complex responsibilities that wealth creates. Our singular goal is an outstanding client experience, backed by the resources, advice, and guidance you need to plan confidently. We provide counsel and education that seeks to help future generations maintain the family heritage.
Because we are independent, our platform is open. We evaluate opportunities only on their merit.
Our name combines two ideas: veritas, the Latin word for truth, and independence. We put them together on purpose.
At many banks and brokerage firms, advisors work for a company that makes its own investment “products” and sets sales goals around them. Verdence answers to you, and no bank, insurance company, or broker-dealer sits above our advice. As a fiduciary, we are legally and ethically required to act in your best interest, and we disclose our fees and any potential conflicts openly.
When we recommend an investment, the question we ask is: How does it fit your plan? That freedom lets us choose. We can pick investments from across the market, including private and alternative. We can also work with your accountant and attorney whom you already trust, and coordinate everyone around one plan.
Truth also means saying things you may not want to hear. If a plan has a gap, we’ll point it out. Sometimes the right advice is to wait, or to do nothing at all. That’s the advice independence makes possible.
Our private wealth management clients typically include corporate executives with concentrated stock and complex compensation, business owners approaching a liquidity event or exit, multi-generational families needing custom family office coordination, and professionals whose financial lives have outgrown conventional advice.
We serve these clients from offices in Hunt Valley, Maryland; Alexandria, Virginia; Naples, Florida; Concord, Massachusetts; New York, New York; and, virtually, worldwide.
Is Verdence a fiduciary?
Yes. Verdence Capital Advisors is an SEC-registered investment adviser and an independent fiduciary, which means we are legally obligated to act in your best interest. We are fee-based, not commission-based, so no sales incentives influence our advice.
What is the difference between private wealth management and financial planning?
Financial planning creates a plan for your goals, such as retirement or paying for college. Private wealth management puts that plan into action and keeps it current. Your advisor manages your investments and works with your accountant and attorney on taxes and estate planning as your life changes.
If you own a business, hold concentrated stock, or have wealth across several accounts and generations, ongoing coordination is essential.
Who is private wealth management for?
It complements individuals and families whose financial lives involve complexity. For example, concentrated equity positions, business ownership, multi-generational wealth transfer, or significant philanthropic goals.
What is a multi-family office, and do I need one?
A multi-family office coordinates investments, estate planning, philanthropy, family governance, and concierge needs for ultra-high-net-worth families under one roof. It generally makes sense when wealth spans multiple generations and entities, and when no single advisor currently sees the whole picture.
Does Verdence work with business owners planning an exit?
Yes. Business exit strategy is a core service. We work with owners well before a transaction to structure the exit, plan for the tax consequences, and build the post-liquidity plan for the proceeds.
Where are Verdence’s offices located?
Verdence is headquartered at 50 Schilling Road, Suite 300, Hunt Valley, MD 21031, with additional offices in Alexandria VA, Naples FL, Concord MA, and New York NY.
How is Verdence compensated?
Verdence uses a fee-based model. Full fee details appear in our Form ADV Part 2A brochure.
