BEGIN:VCARD VERSION:3.0 N:J. Kelly IV;Leo FN:Leo J. Kelly IV ORG:Verdence Capital Advisors TITLE:Private Wealth Advisor TEL;TYPE=WORK:410.403.2692 EMAIL:lkellyiv@verdence.com ADR;TYPE=WORK:;;50 Schilling Road, Suite 300;Hunt Valley;MD;21031; URL:https://verdence.com URL:https://www.linkedin.com/in/lkellyiv/ END:VCARD