BEGIN:VCARD VERSION:3.0 N:Hopkins;Carol FN: ORG:Verdence Capital Advisors X-MICROSOFT-OFFICELOC:Hunt Valley\, MD TEL;TYPE=CELL,VOICE:410-403-2683 EMAIL;TYPE=WORK,INTERNET:chopkins@verdence.com ADR;TYPE=WORK:;;50 Schilling Road\, Suite 300;Hunt Valley ;Maryalnd ;21031; USA UID: END:VCARD